How It Works
Three Pathways. One Structured System.
SMSF Model
A structured pathway for SMSF participants to engage with property-linked systems—compliant, replicable, and education-led.
Equity Model
Leverage existing property equity through a structured, low-footprint model designed for long-term stability.
Zero-Dollar Entry Model
A no-capital entry pathway designed for accessibility, education, and ethical participation in structured property systems.
Why Tiny Investment Homes?
A scalable, compliance-aligned property solution built for ethical access and replicable outcomes.
No Traditional Lending Required
Structured entry pathways that operate independently of conventional bank finance
Low Capital Entry
Designed to reduce upfront barriers compared to conventional property acquisition models.
Flexible Ownership Structures
Available within or outside superannuation, for individual or shared participation.
Case Studies
Australians Are Already Building Wealth—Smarter
Zero Dollar Investor Case Study: Mark, 52 — The Homeowner With Equity but No Borrowing Capacity
Profile
- Age: 52
- Occupation: Bus driver
- Income: $78,000
- Mortgage: $410,000
- Home equity: Strong
- Borrowing capacity: Fails serviceability
- Land: 128m² of unused space identified through AWA’s Property Evaluation Portal
Situation
Mark owns his home and has plenty of equity, but rising interest rates mean he no longer services for an investment loan.
He wants to invest in property, but the banks won’t lend him a cent.
He feels stuck — asset‑rich but opportunity‑poor.
How the Zero‑Dollar Investor Model Helps
- AWA identifies 128m² of usable land on his property
- Mark enters a commercial lease agreement with AWA
- AWA rents the “unusual land” and deploys a compliant structure
- Mark begins receiving a passive income stream
- No borrowing
- No refinancing
- No cash required
Outcome
Mark finally participates in property income without using banks or debt.
His unused land becomes a productive asset, giving him a new income stream he never thought possible.
RetireSmart Innovations Case Study: Linda, 58 — The Homeowner Who Uses Equity to Create a New Income Stream
Profile
- Age: 58
- Occupation: Retail manager
- Income: $86,000
- Home value: $690,000
- Mortgage: $230,000
- Borrowing capacity: Does not qualify for an investment loan
- Equity: Strong
Situation
Linda wants to invest in property to improve her retirement outlook, but she doesn’t service for an investment loan.
She has equity — but it’s sitting idle.
She wants a way to put her equity to work without taking on a full investment property loan she can’t qualify for.
How RetireSmart Innovations Helps
- Linda refinances her home to access $50,000 of her existing equity
- She uses this to purchase RetireSmart Innovations
This gives her access to:
- a passive income stream through AWA
- build‑to‑rent tax deductions she normally wouldn’t qualify for
- She now has a structured, predictable retirement‑aligned income model
Outcome
Linda turns her dormant equity into a productive asset.
She gains an income stream and tax efficiencies she couldn’t access through traditional property investing — all without needing to qualify for a full investment loan.
Tiny Super Solutions Case Study: Daniel, 41 — The Renter Who Uses His Super to Enter Property Income
Profile
- Age: 41
- Occupation: Electrician
- Income: $94,000
- Renting: Yes
- Super balance: $90,000
- Savings: Limited
- Borrowing capacity: Not enough for a deposit or investment loan
Situation
Daniel rents and feels like he’s falling behind.
He wants to invest in property, but:
- he doesn’t own land
- he doesn’t have a deposit
- he doesn’t service for an investment loan
His only real asset is his super — but it’s sitting in a default fund doing nothing meaningful for him.
How Tiny Super Solutions Helps
- Daniel purchases Tiny Super Solutions
- He rolls his super into an SMSF
- His SMSF purchases a build‑to‑rent product with AWA
- His super now generates a passive income stream
- He gains control, transparency, and a long‑term property‑linked asset
- No early access to super
- No personal borrowing
Outcome
Daniel goes from renter with no options to someone who owns a property‑linked income stream inside his super.
He finally feels like he’s building something real for his future
Built with AWA
Trusted. Compliant. Future-Focused.
AWA partners with licensed professionals, SMSF specialists, and accredited builders to deliver a seamless, compliant investment experience. We’re not just offering homes—we’re offering a smarter way to build wealth.
We don’t have a traditional call centre—and that’s by design. At AWA, we release our products at cost or manufacturing prices to support the community, not inflate margins. That means we invest in what matters most: quality builds, transparent processes, and a seamless experience.
Our comprehensive Members App keeps you fully informed at every step—build progress, delivery timelines, tenancy updates, returns, and more. Once your journey begins, it’s turnkey. No chasing, no call queues, no surprises. Everything you need is in your pocket.
Still have a question? The app has you covered.
Every AWA product is fully refundable, transferable, or redeemable—at any stage of your journey. Whether you're just getting started or well into the process, your flexibility is guaranteed. No fine print. No hoops. Just a commitment to doing right by our community.
Our Partner
Advisor Plus is our exclusive financial planning partner.
Director Leon Hinde, alongside their expert team of assistants and consultants, supports Australian Wealth Advisory with the establishment and management of Self-Managed Superannuation Funds (SMSF's) for all customers wishing to buy an investment property or our (BTR) Tiny Super Solutions product through their superannuation.
Advisor Plus is your guardian angel when it comes to SMSF regulations, compliance, and government requirements. Their customer-centric and consultative approach allows customers to feel comfortable and confident throughout their financial journey.
Leon Hinde – Managing Director
Phone: 1300 614 002
Category
Our Partner
Abundance Group – Official Finance Associate of AWA
Led by Director Angela Del Marco, Abundance Group is the exclusive finance and refinancing partner of Australian Wealth Advisory. Their expert team supports all AWA customers with tailored lending solutions, including refinancing, equity release, and finance approvals for our Build-To-Rent (BTR) housing products, ethical investment models, and investment properties.
Abundance Group is your trusted partner in navigating the finance landscape. With a strong focus on transparency, education, and customer empowerment, Angela and her team ensure every client feels supported and confident throughout their financial journey—whether they’re unlocking equity, restructuring debt, or securing funding for their first ethical investment.
We’ll also include your logo, a link to your website, and your Australian Credit Licence Number: 486101.
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