RetireSMart Innovations Equity Finance

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RetireSmart Innovations is a strategic pathway for homeowners to unlock the Goransson Income Multiplier (GIM) using existing equity finance in their Principal Place of Residence (PPR). This product offers the same OakZERO housing solution as Tiny Super Solutions, but is tailored for individuals who prefer to leverage their home equity investing rather than superannuation.

• Use Existing Equity
  RetireSmart Innovations allows eligible homeowners to access the GIM formula by unlocking equity in their PPR—no need for SMSF or external capital.
• Purchase an OakZERO Product
  The equity is used to acquire a unique OakZERO build, identified by a serial number and linked to a specific residential site.
• Enter a Commercial Agreement with AWA
  Once the build is completed and tenanted, AWA manages all aspects of the lease, bookings, and maintenance.
• Receive Weekly Returns
  Product purchasers receive $321 per week for 3 years, with full transparency and passive income management.

• $50,000 Buyback by AWA
• Reinvestment into another OakZERO product
• Product Delivery to a location of your choice

• No need to restructure your superannuation
• Leverages existing home equity for strategic wealth acceleration
• Fully managed by AWA—no tenant or property management required
• Ethically aligned with the GIM framework and designed for retirement-focused outcomes

RetireSmart Innovations is a property product offered by Australian Wealth Advisory Pty Ltd. It is not a financial product and does not constitute financial advice. AWA does not hold an Australian Financial Services Licence (AFSL). All information provided is general in nature and intended for educational and strategic purposes only.

Individuals considering participation should seek independent financial, legal, or mortgage advice before making any decisions.